Automobile Insurance

Queens Medallion Brokerage offers reliable auto insurance for personal, commercial, black car, and taxi drivers. Minimum coverage is always available, but we recommend exploring additional protection tailored to your specific needs.

Personal

Commercial

Yellow Cab
Black Cab

Standard Coverage

Every driver has unique insurance needs. Most policies include the following coverage options:

  • Body Injury Liability protects you when another person is injured in an accident caused by you.

    Minimum State Required Liability of 25/50/10

    Maximum Liability $1 Million (CSL),

    Property Damage Liability protects you against damage done to someone else’s property (car, light post, fence) in an accident that was caused by you.

  • Mandatory – makes sure medical bills are paid quickly, covers loss of income, childcare, and even a funeral.

  • When someone involved in an auto accident doesn’t have insurance or their insurance does not cover the damage done to your car this type of coverage protects you.

  • When a vehicle occupant is injured in an accident this coverage can be used for medical payments and funeral expenses. This coverage only protects you and your passengers.

Additional Coverage

For added protection, we also offer the following optional coverage options:

  • With Emergency Road Service protection you don’t have to worry about how a blow out, having your car towed, dead batteries, and/or when you lock your keys inside your car. Emergency Road Service protection helps you keep these cost to a minimum.

  • Collision coverage protects you against damage to your car caused by others objects (Bridge, Light Post, Fence, etc).

  • Comprehensive coverage protects your vehicle against something besides a collision like a theft, fire, etc.

  • This is extra liability insurance that goes above the limits and protects you against major claims and suits. It can be applied only after liability insurance limits have been used.

How we rate Auto Insurance

Your auto insurance rate is based on several factors. Knowing what impacts your premium can help you choose the right coverage and potentially lower your costs. These factors include:

  • Your Gender

  • Your Marital Status

  • Your Credit Score

  • Driving History

  • Driving Experience

  • Selected Coverage

  • TLC Experience

  • Car Base (Car Service, Black Car, Luxury Car Service)

Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles used in the course of business.

Whether you operate one vehicle or a fleet, this insurance protects your business from costs related to accidents, damage, and liability.

We provide commercial auto coverage tailored to your business needs, including:

  • Policies from A-rated carriers

  • Coverage for additional insureds

  • Waivers of subrogation for contractors

  • In-state and out-of-state filings

  • Non-owned and hired auto coverage

  • Umbrella insurance options

Black & Yellow Cab

Queens Medallion Brokerage provides auto insurance for yellow cabs, taxis, and black cars, whether individually or corporately owned.

Coverage options range from 100/300/50 to $1.5 million Combined Single Limit (CSL).

Physical damage coverage is also available, with deductibles starting at $500.

Driving a Yellow Cab? Visit our friends at
Queens Medallion Leasing
Full-Service Taxi & Medallion Management Services

We’re Here to Help!

Our team is here to help you find the right coverage for your needs. Whether you have questions about policy options, requirements, or pricing, we’re just a call or message away. Contact us today to get started.