Your Home/Building is Where Your Heart Is

Something unexpected has happened to your home or building causing major damage to its structure, appearance or your personal property inside.  What do you do? When seeking to insure something as important as your home and your private property inside it’s vital to speak with a professional.  We ensure every corner of your home/building is protected so you don’t have to worry.

Home / Building Insurance Basics

Buildings Insurance

  1. Homeowner’s Insurance

  2. Vacant Building and Lot Insurance

  3. Warehouse Insurance

  4. Commercial Building Insurance

  5. Condo Insurance

Tenant vs. Landlord Insurance

Home/Building insurance policies also vary based on whether you are a landlord or tenant. The type of property that is inside and the type of home/building you are insuring also affects your policy. See below for a better understanding of the differences between landlord, tenant, and unique policies.

    • Landlord’s Building Insurance

    • Landlord’s Contents Insurance – In case you rent furnished apartments to tenants.

    • Landlord’s Liability – Protection against lawsuits

    • Loss of rent insurance – accidental damage

  • Rental Insurance for Tenants including contents.

  • Vacation home coverage.

Types of Home/Building Insurance Available:

  • Rent Loss Insurance.

  • Building Insurance.

  • Equipment Breakdown Insurance.

  • Building Ordinance Insurance.

  • Flood Insurance.

  • Earthquake Insurance.

  • Sewer and Drain Backup Insurance.

  • Coinsurance waived.

  • Wind or Hail

  • General Liability Insurance.

  • Fire Damage Legal Liability Insurance.

  • Water Damage Legal Liability Insurance.

  • Commercial Umbrella Insurance up to $200 million.

  • Rental Insurance